PayPal fee calculator
See how much PayPal deducts and how much reaches your account, or how much to charge to receive an exact amount.
Example: if you are paid $1,000 MXN for a domestic sale in Mexico, the reference fee is $43.50 and you receive $956.50 MXN.
Reference fees. PayPal may change them and apply different fees depending on your account type or volume; confirm them on PayPal's official fees page.
How does PayPal calculate its fees?
PayPal charges a percentage of the amount plus a fixed fee for each commercial payment you receive. The fixed fee depends on the currency you are paid in. If the payer is in another country, an international fee is added, and if you convert your balance to another currency, a conversion spread is applied on top of the exchange rate.
| Item | Mexican account | US account |
|---|---|---|
| Domestic sale | 3.95% + $4.00 MXN | 3.49% + $0.49 USD |
| Additional international fee | +0.5% | +1.5% |
| Currency conversion | 4% over the exchange rate | 4% over the exchange rate |
| Friends and family (domestic) | 0% | 0% |
Formulas
- What you receive = amount − (amount × % + fixed fee).
- What you should charge to receive a net amount = (net + fixed fee) ÷ (1 − %).
Paid in dollars and living in Mexico? Compare PayPal's conversion with today's exchange rate or use the currency converter. More details in the PayPal fees guide.
Frequently asked questions
How much does PayPal charge in Mexico to receive a payment?
For a domestic sale, the configured reference fee is 3.95% + $4.00 MXN per transaction. For example, if you are paid $1,000 MXN, PayPal deducts about $43.50 and you receive $956.50. If the payment comes from abroad, an international fee is added.
How much does PayPal charge in the United States?
For commercial payments in the US the reference fee is 3.49% + $0.49 USD, plus 1.5% if the payment comes from another country.
How do I calculate how much to charge to receive an exact amount?
Choose the “I want to receive” mode and enter the net amount. The calculator applies the formula: amount to charge = (net + fixed fee) ÷ (1 − percentage).
Does PayPal charge to convert dollars to pesos?
Yes. When converting your balance between currencies, PayPal applies a spread over the base exchange rate (configured reference value: 4%). The calculator shows how many pesos you would get after conversion.
Is there a fee to send money to friends and family?
Between accounts in the same country, paying with your balance or bank account, usually not. If you pay by card or the transfer is international, there is a fee.